How Much Does Cost Impact Your Returns?

This analysis helps you understand how choosing a Direct or Regular mutual fund plan historically influenced investment outcomes. By comparing both plan types across different categories and holding periods, it shows how small annual cost differences accumulated into additional wealth over time.

What You'll Learn

Compare the historical difference between Direct and Regular plans across multiple mutual fund categories and investment horizons. Discover how much extra wealth Direct plans historically generated, how often they outperformed Regular plans and how the advantage changed over longer holding periods.

Methodology

Historical Net Asset Value (NAV) data is used to compare Direct and Regular plans of the same mutual fund across identical investment periods. For every category and holding period, the analysis calculates the additional wealth created, annual return advantage and consistency of historical outcomes.

What Is Measured

EquityVoyage evaluates extra wealth created, annual return advantage, confidence score, win rate and benchmark comparison. Together these measures help investors understand how investment costs historically influenced long-term wealth creation and whether choosing a Direct plan delivered a meaningful advantage.

Data Source

Historical Net Asset Value (NAV) data is sourced from the Association of Mutual Funds in India (AMFI) and compared against the corresponding Nifty Total Return Index (TRI) benchmark. This page presents historical analysis for educational purposes only and should not be interpreted as a prediction of future performance.